When it comes to mortgages, most people don’t know where to start. The hardest part of this process should be picking up the phone to call; the rest should be simple.

My goal is to make it as simple as possible for you.

So let’s get started!

Step One: 

Starting the Conversation

The first step in the pre-approval process is for us to set up a phone call to go over your goals and fill out an application together. This phone call is not only reserved for those actively shopping – we can have this call;

1. Whether you’re currently pre-approved elsewhere but still have questions,
2. OR maybe you already have an offer accepted on a property and need financing quickly,
3. OR may want to see what needs to happen to get pre-approved and start shopping down the road. 

Wherever you find yourself in the process, I welcome you to start the conversation; it’s a great place to begin understanding all the details together.

Step Two: 

Setting the Table

On this initial call, we’ll go over:

• timeline
• ideal budget
• income
• credit
• down payment

This is also where we’ll discuss any questions and what to expect moving forward. This call gives me a better idea of where you’re at in the home-buying process.

From here, I’ll compile all the next steps and send you a complete synopsis of what we discussed. 

Step Three:

Locking in Rates

If you’re actively shopping, we’ll start “locking in rates” to protect you from rate increases while you shop!

Getting ready for a pre-approval conversation shouldn’t be daunting; let me help you get started.

Click here for a checklist on what to have ready for a mortgage pre-approval, refinance, new home purchase or renewal here.